Disclaimer: Offer available January 19, 2026 and February 13, 2026. All applications are subject to credit review and approval. Not all applicants will qualify. Requires purchase of qualifying Lennox® system. No down payment required. If you qualify for this promotion (“Promotion”) and elect to participate, Finance Charges (interest) will not accrue for the first twelve months (Promotional Period), and you will not be required to make payments during the Promotional Period. If you pay the entire amount financed on or before the last day of the Promotional Period (Promotional Expiration Date), you will not have to pay any Finance Charges. However, if you qualify and elect to participate in the Promotion and do not pay the entire amount financed on or before the Promotion Expiration Date, you will be charged Finance Charges starting the first day after the Promotion Expiration Date at an annual percentage rate (APR) of 11.95%, and the balance will be payable in 120 scheduled monthly payments of $14.30 per $1,000 of the amount financed. No prepayment penalties. Minimum and maximum amount financed of $3,000 and $100,000, respectively. Late charges may apply. Complete terms and conditions and Truth in Lending disclosures will be set forth in the Retail Installment Contract which you should review carefully.